- The interest rate is fixed, so you pay the same amount for a set period – e.g. 2 or 5 years.
- This means you'll know exactly how much your payments will be, helping you plan a monthly budget.
NatWest mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
When you're looking for a home, not just any house will do. It's the same with mortgages... Beyond just interest rates and terms, it's important to think of your own personal situation.
We offer a range of mortgages you can compare, to help find what’s right for you.
We don't offer new tracker rate mortgages at this time.
Beyond fixed and tracker, there are other types of mortgages that we may be able to offer, depending on your circumstances.
With an interest-only mortgage your repayments only cover the interest on the amount you borrowed. This means you pay the full amount back at the end of the mortgage term in one lump sum.
Eligibility criteria and specific terms and conditions will apply for interest only mortgages.
If you're purchasing a property with an Energy Performance Certificate (EPC) rating of A or B, you may be able to benefit from a green mortgage.
Eligibility criteria apply.
When your initial mortgage deal is over, the standard variable rate (SVR) is the rate you'll move to, changing your mortgage payments. If you don't want to go onto the SVR, you can shop around towards the end of your current deal, for another mortgage.
Saving money for a mortgage deposit can be difficult. Therefore, purchasing a property with a 95% mortgage, allowing for a deposit as low as 5%, could be a good option.