Mortgage calculators

Mortgage calculator

Find out how much you could borrow
  • Find out what we may be able to lend you and what your monthly repayments could be.
  • Takes less than five minutes.

Need an Agreement in Principle?

An Agreement in Principle is a more accurate indication of how much we could lend to you to buy your next home
  • Takes as little as five minutes
  • It won't affect your credit score

By completing an Agreement in Principle, you are not committing to apply for a mortgage with us.

Mortgage rate finder

Whether you've got an AIP or just want to compare our mortgage rates, use our mortgage rate finder
  • Compares mortgage rates and deals
  • Get an indication of product fees and monthly repayments

Use the mortgage rate finder to view and compare our rates.

Calculating how much you could borrow

How much mortgage can I afford?

Our mortgage calculator can help you get an initial indication of how much money you may be able to borrow towards the purchase of a property. It also helps you understand what your potential monthly repayments could be.

Does the mortgage calculator impact my credit score?

No, using our mortgage calculator tool or getting an Agreement in Principle won't have any impact on your credit score. We would only conduct a full credit check with credit reference agencies if you went on to formally apply for a mortgage with us.

When should I use the mortgage calculator?

You can use our mortgage calculator as many times as you like, whenever you like. Generally, it makes sense to use it at the start of your journey to purchase a property, or if you are looking to remortgage to us. You can use it to get an initial understanding of what you may be able to afford, monthly repayments and potential interest rates.

A few more frequently asked Mortgage Calculator questions

Could you save money by overpaying?

Mortgage overpayment calculator

You could save money on interest payments by making regular monthly overpayments or paying a lump sum (subject to the terms of your mortgage).

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